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LHV hire-purchase

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LHV hire-purchase is affordable

  • You will receive a response to your application within a few minutes
  • Down-payment from 0 euros
  • Monthly instalment from 1 euro
  • Premature payment free of charge

Apply for hire-purchase

Terms and conditions

Credit amount

From €50 to €10 000 for a private person
From €500 to €20 000 for a company

Interest

15.9% per year on the outstanding loan balance

Contract Fee

From €9.90

Length of the agreement

3 months to 4 years

Repayment

Monthly payments are to be paid to the account EE707700771001062897; with the recipient being AS LHV Finance reference number: your agreement number.

Amendment of agreement

If you need to, you can return the credit amount prematurely, take a grace period, or change the date or amount of the monthly payment. The fee for amending an agreement is €10. The premature payment of the whole credit sum is free of charge for a private person and 3% of the outstanding balance for a business client. Please let us know if you want to amend your agreement at finance@lhv.ee.

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 37,91 € and the annual percentage rate of charge is 25,59% on the following sample terms and conditions: cost of the product/service 700 €, down-payment 0%, credit amount 700 €, annual interest rate of 19,9% on the outstanding balance (fixed), contract fee 19,9 €, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of 871,93 € and the total sum of monthly payments being 871,93 €.

Loan insurance is offered by ERGO Insurance SE. Review the terms and conditions of insurance, along with the limitations and exemptions, and consult our expert. The monthly hire-purchase payment with insurance is 40,86 € and the annual percentage rate of charge is 36,28% on the following sample terms and conditions: cost of the product/service 700 €, down-payment 0%, credit amount 700 €, annual interest rate of 19,9% on the outstanding balance (fixed), monthly fee of 2,95 €, contract fee 19,90 €, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of 939,78 € and the total sum of monthly payments being 939,78 €.

LHV Finance client support

Call 680 2700 or write to finance@lhv.ee every day between 9-21.